LIC Dhan Rekha is an extra security plan, and non-value connected strategy, which is offering assurance and reserve funds to the policyholders and their relatives. The Dhan Rekha plan pays a level of the essential total guaranteed as an endurance benefit at ordinary time periods premium-paying term. All benefits under the LIC Dhan Rekha plan are completely ensured. While there are exceptional premium rates for ladies, the strategy is additionally took into account the third orientation.
LIC Dhan Rekha Plan: Who is Eligible?
Contingent upon the arrangement term, the base age to enter goes from 90 days to 8 years. Contingent upon the arrangement term, the greatest age at the entry can go from 35 to 55 years of age.
LIC Dhan Rekha Plan: Minimum Sum Assured
Under the LIC Dhan Rekha plan, the base aggregate guaranteed is Rs 2 lakh, with no upper limitation on the greatest total guaranteed. The essential aggregate guaranteed will be in products of Rs 25,000, of the said sum.
LIC Dhan Rekha Plan: Maturity Benefit
On the life guaranteed making due to every arrangement term, a proper level of the fundamental total guaranteed will be paid. For quite a long time of the strategy term, the endurance advantage will be 10% of the fundamental total guaranteed toward the finish of every one of the tenth and fifteenth approach years.
For quite a long time of the strategy term, the endurance advantage will be 15% of the fundamental total guaranteed toward the finish of each of the fifteenth, twentieth, and 25th approach years.
For a considerable length of time of the strategy term, the endurance advantage will be 20% of the fundamental total guaranteed toward the finish of each of the twentieth, 25th, 30th, and 35th approach years. On development, the aggregate guaranteed on development alongside the gathered ensured augmentations, will be paid, where it will be equivalent to the essential total guaranteed.
Passing Benefit of LIC Dhan Rekha Plan
According to LIC, the passing advantage will be paid by the organization on death during the arrangement term, will be the Sum Assured on Death alongside Accrued Guaranteed Additions. Furthermore, for Single premium installments, the Sum Assured on Death will be 125% of the Basic Sum Assured. Nonetheless, for the restricted premium installment, the Sum Assured on Death will be higher of 125% of Basic Sum Assured or multiple times of annualized premium. The Death Benefit under Limited Premium installment won't be under 105% of absolute charges paid. For the minor policyholders, whose age at passage is under 8 years, on death before the beginning of Risk, return of premium(s) settled barring charges.
A policyholder's family can apply for the demise benefit in portions over a picked time of 5 years rather than a single amount sum. The regularly scheduled payment will be Rs 5,000, the quarterly portion will be Rs 15,000, the half-yearly portion will be Rs 25,000, and the yearly portion will be Rs 50,000.
LIC Dhan Rekha Plan: Loan Facility
This arrangement additionally incorporates an advance office to meet liquidity prerequisites. Discretionary riders are accessible under this arrangement at an additional a cost, be that as it may, there will be a few limitations, expressed LIC. The arrangement can be bought both disconnected and online through specialists/delegates like POSPLI/Common Public Service Centers (CPSC-SPV) and the site www.licindia.in.
adviser-Mashrubhai Dhoriya-9904116532
email-licmtd@gmail.com
0 Comments
Post a Comment